Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/primestar/public_html/includes/db.php on line 26
Builder's Risk | Prime Star Business Insurance Services
Services Quote Certificate
Get a risk-free, no-obligation
insurance analysis

Builder's Risk

This type of coverage is specifically designed for buildings while in the course of construction. It covers the contractor's interest in materials at the job site before they are installed, materials in transit intended for the job and the value of the property/building being constructed until it is completed and accepted by the owner. This policy may be written to cover the whole structure for new construction or the cost of remodeling and renovation projects. It can also be used to cover specific projects such as a new room addition, a deck or a remodeled kitchen.


The first named insured of a Builder's Risk policy is usually the contractor or developer of the property. However, it may be the building owner or homeowner if they are responsible for insuring the property while under construction. A mortgagee or lien holder may be added as an additional insured/additional interest at no additional charge in premium.


The standard deductible for Builder's Risk policies are $500. However, other deductible amounts are available and the deductible applies only once per loss. High deductibles will help to significantly lower your premium.


Our Builder's Risk policy is the industry leader in offering our client's with flexible coverage options tailord to meet the requirements of even the largest residential or commercial construction project. Our competitive coverage includes an extremely broad policy, including:

  • Coverage for theft of materials from the moment they're delivered to the job site.
  • Protection for materials that are installed or uninstalled.
  • Coverage for losses due to ordinances or laws.
  • Fire Department service charges.
  • Errors & Omissions / Professional Liability Insurance
  • Flood & Earthquake coverage (optional).
  • 24 hour claims service availability.
  • Immediate telephone indications and same day coverage.

Available limits up to $50,000,000.



If you would like an analyis of your current Builder's Risk Insurance Policy/Coverages, or need to secure a Builder's Risk insurance policy right away, Prime Star Insurance Services is there to help. Our highly dedicated and experienced licensed Agent's are standing by to help you find the best coverages available in the market so that you can feel secure that your business is protected against any potential risk that may possibly harm your business. Contact us today for your free consultation.

Prime Star Business Insurance Services
417 Arden Ave Glendale, CA 91203
866.399.2390 / 818.476.5000
Send us an email
Map & Directions
Mon-Sat 9am to 5pm
Save Money
Many companies we represent offer discounts when you combine policies. Contact us for more info.
Client Testimonials - Read All
  • Christina Klayman
    Prime Star Insurance Services has helped save my family a lot of money! The one thing...
  • Raul Jeffery
    I contacted Prime Star Insurance Services to obtain Insurance coverage that I needed ...