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Umbrella

To really feel secure about protecting your assets and your future that you've worked so hard for, you may need the extra level of protection provided through our specialized personal umbrella liability insurance programs.

 

At Prime Star Insurance Services, our umbrella policies provide additional layers of liability protection. In the event your liability limits are exhausted on your home, auto, or other underlying insurance policies, your umbrella insurance policy would take over and provide you with additional protection. The cost is very minimal compared to the comfort of knowing you're covered.

 

Imagine if your dog were to bite a neighbor's child. Or if there's an accident on your rental property. Or a fire in your condo spreads to other units. What would happen if you or a family member missed a stop sign and struck and killed a pedestrian? If any of situations happened to you, there's a good chance your current liability limits wouldn't be adequate to protect your assets -- or your future earnings.

 

A lot of factors determine the amount of coverage you need. Your financial status, lifestyle, and existing coverage are all relevant, but in liability lawsuits, judgements can exceed net worth.

 

To qualify for an umbrella insurance policy, you must carry insurance on either your home, condominium, or renters with specified liability limits. Your home, renters, or condominium policy must also include certain limits of liability coverage. The same applies if you own an RV, boat, or personal watercraft. Other conditions may apply.

 

Once the liability limits are exhausted on your home, auto, or other policies, your umbrella insurance takes over and provides a second layer of protection of at least $1,000,000. Higher limits of umbrella insurance are also available.

 

Considering the extra security and protection it provides, personal umbrella insurance is surprisingly reasonable. The average cost is just pennies a day.

 

 

At Prime Star Insurance Services, our highly dedicated and knowledgeable Agent's are standing by to help you find the best combination of coverages available to you in the market so that you can feel secure that you're protected against any lawsuits that you may possibly encounter. If you would like an analysis of your current Umbrella Insurance Policy/Coverages, Prime Star Insurance Services is there to help. Contact us today for your free consultation.

Prime Star Business Insurance Services
417 Arden Ave Glendale, CA 91203
866.399.2390 / 818.476.5000
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